You are in debt and you don’t know what to do. You’ve stopped answering your telephone but that can’t go on forever. The debt is growing through late fees and over the limit credit card fees. It is time to seek help from a credit counseling. [Read more...]
Dealing with Financial Stress
October 10, 2011 By
Stress of any kind can take a toll on our lives and health. But financial stress is particularly bothersome. While cutting corners never hurt anyone, juggling bills and doing without necessities is bad for both our physical and mental health. [Read more...]
The Three Major Bankruptcy Types Explained
September 15, 2011 By
Sometimes people end up with more debt than they can handle. Often it is not due to irresponsibility, but to circumstances beyond one’s control. Job loss, unexpected medical expenses and other such situations can cause finances to take a sudden turn for the worse. When such things happen, bankruptcy can ease the financial burden. [Read more...]
Guilt and Debt – How to Take Control of It
August 18, 2011 By
Few of us are completely without debt. But if you use debt responsibly, it’s not necessarily a bad thing. Unfortunately, it’s too easy to let our debts spiral out of control.
Sometimes we end up in debt over our heads through no fault of our own. We may have a good handle on our finances until we lose our jobs or fall ill. Then a reduction in income causes us to fall behind, and we find ourselves using credit to pay for necessities. [Read more...]